Seems if you visit the islands enough (and, by no means should this conversation be restricted to Coz), everyone has a "moped incident" story, or knows of someone involved in one. I had a friend with a wipeout in Negril (skinned knee/thigh/ego), and another, with a "pilot in training" airborne incident in Grand Cayman. The latter had his moped ignite, and though he was wearing a helmet, still wound up looking like the losing end of a UFC bout. Regardless of the outcome, it's always gonna cost ya...