I saw news that said it was a water spout like a mini tornado …. Does the phenomenon only occur with bad weather and choppy seas? It appears to have hit the boat at 4am IIRC when everyone was fast asleep - this would mean no visibility into the sky and if seas were not rough until the last minute, there would be no anticipation or reason for a night watchman to call everyone to deck…
Not sure what causes them. Here was one we saw in Hilton Head South Carolina.