No, that's not the only thing that happens. Like most people who have done it long enough, I have been in on catastrophic gear failures
/snip/
In those situations, while I get confused, and even bug-eyed, divers, I have not had anyone panic in the way OOA divers can.
Again, so the bear-hugger (Panic) wasn't a victim of gear failure but ran OOA. Victim just happened to be close to you. Victim wasn't part of your group- just another chap on the same boat.... who just happened to be closer to you than his buddy. Thanks, got it.
Of course "panic and molest" is not the only reaction a diver can have when OOA. I have also had DSDs calmly run completely out of air, signal for an alternate, and take my alternate and finish their dive with me even though I was not their instructor.
I guess I am lucky enough never to have worked with a bunch of muppets like those with whom you've surrounded yourself. I didn't even see this in Koh Tao.... which does have a reputation for 'Full Moon Party' after-effects. Redbull-vodka by the bucket is not normally inducive of relaxed divers.
You can either
1. Treat my experiences as a cautionary tale .....
2. Pretend it never happens, and be unprepared for when it happens to you.
or... call BS on some of the 'wisdom of how it really is' that you're spouting from your pulpit. One thing you're really good at is assuming that all diving practices are like those you've experienced in Hawaii diving with predominantly Japanese guests, with the odd heavy-breathing American thrown in. Posters with combined experience from around the world is telling you that this is not so. It would be refreshing for you to digest this instead of telling us all how it really is.
Side note:
[sarcasm]
And, yes, we just happened to end up under a hang tank. Of course, that was pure chance.
/snip/
If I have someone keeping me from getting to my reg, we are heading to the hang tank for my own benefit if not theirs.
IME Drop tanks are used only at certain sites that have mooring lines. Never on drift dives IME. Only during the initial descent and ascent would I have been close enough for a CESA with a panicked diver.
So you can either
1. Be diving small circles around the mooring line until something bad happens,
2. Combining 100' CESA ascents with a fairly decent lateral swim (4mins would probably do it
3. Be telling Pork Pies.