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like Jim said, the tax rightoff helps but i found you still have to come up with the money somehow
no new gutters or driveway for almityhome and the house needs painting but last year managed to spend over $25K on diving
also no pets or kids (though we assist with niece's & nephews private school fees), we dont drink, smoke and hardly go out - in fact, diving is our 'going out'
Don't drink!!!!
I found a solution for that, just brew your own! It's cheaper. Once you've got all the equipment you need . . . . Kind of like diving . . . .
Ken