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CompuDude:Too late for your current loss, but one tip for anything you really care about: Put it online. Don't let that be your ONLY copy, of course... but except for my oldest photos, all the pictures I care about since about 1995 are up on my website in photo galleries. And the entire website is backup to CD/DVD peridically, as well as living on multiple machines (home, laptop, work, wife's computer, etc) so I can make updates from multiple locations. My home could burn town tomorrow and I could lose EVERYTHING (god forbid!) but my website, complete with all the photos I care about most, would still be safely running in a data center somewhere in Orange County, so I could get them back. California would have to experience a true apocalypse for me to actually lose those shots. Which reminds me, I should burn a backup set of disks and send them to my relatives in Illinois one of these days...
Web hosting. Best insurance policy you can have.