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I have a farmhouse insured thru a local agency. I need to give them a call. I quit them when I first got that farm and the house I live in as my brother has just trusted them but my house was way overcharged, insured with the same company that carried the farmhouse. I dropped the farmhouse and changed companies on my house, then years later decided to cover the farmhouse again, even tho there are only two expensive companies that would write it.