Spoon:
its better to have more than less. as someone previously mentioned, no one ever complained in having mre air in the tank at the end of a dive
The point is, take only what you need, and think carefully about the implications of what you are taking.
Yes, you can let a spool go from 120 or 130, but that give you a larger amount of line that can get tangled up in all sorts of things as you ascend.
And unless you dive in different situations than I seem to, chances are even if you shoot a bag from depth, no one's going to get in the chase boat and start following your marker as they have 15-20 other divers on the boat.
Yes, I could see the case where a boat wants you to use a SMB for a drift dive, and keep the SMB up the entire dive -- well, if you consider the risks of getting that entangled are acceptable -- then take the line for that dive. But if you dont need it, dont take it.
And yes, I believe the 100ft spool *is* smaller than the 150ft. Maybe not a lot, but some.
Maybe no one ever complained about coming back with too much air, but I know *i* have spent plenty of time cursing the weight of a big tank on my back. Again, the principle applies -- do I really need to lug a steel 120 or 119 down a steep path for a 30-40 foot beach dive and have to lug it back up a cliff? Or would I take an LP80 or similar which has enough air for a 60min+ dive?
Also, I see a lot of people saying "oh, my breathing rate sucks and its limiting my dives, should I get a bigger tank?" Well, that's one "solution" but I found I was much happier keeping the same tank, diving a lot and lo! My breathing rate dropped all on its own.
"More" is not *always* better, and engaging brain (usually) outweighs just bringing a ton of gear you can't easily/safely use
That said, if you *do* need it, better make damn sure you bring it, and that it's working!