For one thing, water temps in, say, some of the Caribbean, may depend on the season. Also, in rainy season, you may feel colder because you can't readily warm up between dives. For years I dived the Caribbean, Keys, some Pacific, plus one northern Red Sea trip, using my 3/2 full suit. I think it's a good all-around choice for the spectrum of what is considered "warm-water" diving.
After years of getting by mostly comfortably with my 3/2, I finally bought a 5/4, which I have used in North Carolina when the temp was around 75-78 F (sorry for Fahrenheit units) but otherwise haven't needed much. Other than that, I feel the 5/4 is more than I need, and it adds weight and bulk in my baggage when I travel. If you haven't done so, compare a 5/4 and 3/2 side by side, feeling them and folding them up as you would if packing in your dive baggage, and you'll see a 5/4 is indeed bulkier and heavier. That may or may not matter to you depending on where you are traveling and whether your airline loves you. A 3/2 packs nicely.
Most recently, I added a Lavacore vest to my gear. I can add the Lavacore underneath the 3/2 when the temp is in the 75-80 F range and avoid having to lug along the 5/4. The Lavacore is very comfortable and thin. I rarely dive when the temp is below 75 F. An exception was the 72 F degree Florida springs, where I used the 5/4 plus the Lavacore.
I have never felt too warm in a wetsuit underwater. However, I wouldn't discount the comfort of not having to stand around in a thick black wetsuit sweating like crazy when gearing up under a blazing sun. For those ten minutes of waiting to enter the water, I do appreciate being in my 3/2 rather than my 5/4.
After years of getting by mostly comfortably with my 3/2, I finally bought a 5/4, which I have used in North Carolina when the temp was around 75-78 F (sorry for Fahrenheit units) but otherwise haven't needed much. Other than that, I feel the 5/4 is more than I need, and it adds weight and bulk in my baggage when I travel. If you haven't done so, compare a 5/4 and 3/2 side by side, feeling them and folding them up as you would if packing in your dive baggage, and you'll see a 5/4 is indeed bulkier and heavier. That may or may not matter to you depending on where you are traveling and whether your airline loves you. A 3/2 packs nicely.
Most recently, I added a Lavacore vest to my gear. I can add the Lavacore underneath the 3/2 when the temp is in the 75-80 F range and avoid having to lug along the 5/4. The Lavacore is very comfortable and thin. I rarely dive when the temp is below 75 F. An exception was the 72 F degree Florida springs, where I used the 5/4 plus the Lavacore.
I have never felt too warm in a wetsuit underwater. However, I wouldn't discount the comfort of not having to stand around in a thick black wetsuit sweating like crazy when gearing up under a blazing sun. For those ten minutes of waiting to enter the water, I do appreciate being in my 3/2 rather than my 5/4.