ScubaSteve
Wow.....what a DB
The 20th was a Tuesday.
Seeing Monday was the first business day after the weekend, the Credit card "clearing house" could have run the charge on Monday and it was done in batch mode that night and transferred to her credit card company overnight, posting to her account on Tuesday.
Credit Card companies don't do "instant transfers" and show it posted on the account the instant something is charged. most charges go through "middlemen companies" between the merchant and the credit card company.
So the charge hitting her account on the 20th is a very likely scenario.
If I buy gas from a small independent gas station, it usually takes 2-3 days for it to post on my bill. Buying an item from a larger company that might have a more direct relationship with the credit card companies, is MUCH quicker. (Like buying something from Amazon).
A LDS would be similar to any other small merchant that might take longer. This is regardless of the LDS/dive operation in the Keys.
Not trying to defend this shop. Just saying it prob went through as processed and was just the typical delay.
Deaf ears but great post none the less.