Wow. This is horrible. Sorry to hear this.
Question, if the tank was not yet being filled, how much PSI was still in the tank? Was it o2, and was there any fire related to the event?
It was incredibly devastating to the owner. You can see that in his eyes any times he talks about it. I had only met the lady, her name was Fran, a couple of times getting fills, but a loss like this effects us all, even divers and fill station employees who never met her.
To answer your question, I don't remember what I was told about existing pressure in the tank, but typically you don't refill O2 tanks until they've 500-800 psi and yes it was 100%. Yes there was combustion associated with this explosion and there was evidence of scorch marks around the hole on the picture of the tank that the owner showed me.