While I agree very much with the general concept, I think for the most part the person stating the myth sincerely believes it. As human beings, one of our innate failings is that we tend to believe what we are told. If we somehow hear one of those myths, we repeat it without thinking, no matter how silly it seems if we give it some thought.I could go on, but the real problem is that they try to scare you into doing things their way. If something sounds patently unreasonable: it probably is.
And you forgot to mention how a DM will leap in the water in a frantic attempt to save you if you push your mask up to your forehead.