Most filter manufacturers, in addition to the processing capacity, set a shelf life and installed life for their filters. I believe most suggest 6 months as an installed life. Did the shop tell you how long they had the unit before selling it to you? I would seriously question them about this and if the unit was a "demo". Every compressor I have ever delivered to a customer came with sealed, packaged filter cartridges and without a cartridge installed. Personally, I wouldn't trust it.
Wow, this isn't the first time I've heard that the applied physics and chemical life of breathing air filtration varies in different parts of the world. A vendor of mine has actually gotten complaints from the Asian market that the replacement filters they offer for the Bauer Triplex don't last the 50 hours that the OEM filters do. It is interesting that the max capacity of the OEM filter will only yield about 14 hours max on a 3.9 cfm machine, based on "standard inlet conditions". I guess the fact that they can actually see the molsieve saturation in my vendors filter as opposed to the Bauer, makes a big difference. What you can't see can't hurt you!
In any case, you are right in using the filter for run up and then changing before doing any filling. I'm assuming you bought spare filters and they are sealed and within the expiration date.
BTW, Ray Contreras, who is a Coltri distributor and scuba board member, recommends that the oil be changed in the MCH6 every 25 hours. Failure to do so could result in mechanical problems.
Craig