This looks a lot like wood....
Red Sea Aggressor - Aggressor Adventures
https://photos.smugmug.com/photos/i-9CXPXL3/0/X3/i-9CXPXL3-X3.jpg
And yes, building a charging area that is reasonably fire resistant while still being affordable (and salt water friendly) is quite possible. Keep in mind that it doesn't have to fully contain the fire for hours - it just needs to keep a small number of batteries from igniting something else for long enough for them to burn out (say 15-30 minutes?). Steel shelves or cubbies with a steel back would likely be more than adequate - perhaps a curtain for the front made from a fire blanket or similar resistant material to keep things contained. Intumescent paints/pads are readily available and regularly used in modern buildings if you really want to be thorough, but I suspect an 1/8" steel plate will outlast a typical 18650/camera battery fire.
Fire protection is not about making everything fire proof - it's about making it burn slow enough that the fire eventually runs out of things to burn nearby and gives up. Lithium is dangerous in that it has a lot of energy to give before reaching that state - but it also tends to disperse it rather quickly.
As for extinguishment or actively eliminating the threat - a properly rated canister extinguisher, welding gloves and some long BBQ tongs would probably do the trick. Though, my inclination that keeping it isolated in a metal cubby and letting it burn itself out would be the most effective and least prone to error.
Any automated system requires regular maintenance and testing. This is expensive, can require specialty knowledge and - if it is not done - can be more dangerous than having nothing at all. The solution does not need to be complicated and since a 'watch' is required a human can be used to bridge features rather than automation. Ideally, even if no one does anything it should 'fail safe' and I suspect simply having metal compartments with curtain covered fronts would get most of the way there.
I think the most complicated reasonable system would be as follows:
- Charging areas made of metal, shelves good, cubbies better (for containment). Outside but sheltered.
- Fire resistant curtain easily slid over the front (i.e. welding blanket).
- smoke and heat detector immediately adjacent and linked to bridge
- IP camera monitoring with feed to bridge (also good for security)
- Large, properly typed fire extinguishers nearby but not adjacent (don't put the fire extinguisher in the thing that will be on fire!!).
- Proper robust wiring for modern charger needs (100W per passenger simultaneous use); sockets in good state of repair.
- Optional: E-stop style power cutout with location adjacent and on bridge (Really, once the fire has started this is pretty irrelevent...)
Any solution 'banning' charger use won't last. Someone will ignore it, then several people will ignore it, then we'll all forget it exists until the next boat burns.
Really, there aren't huge spates of house fires from multiple devices charging every night in every house in the developed world.
A viable solution needs to react well to the 1:1,000,000 event, not be a knee-jerk response and 'BAN EVERYTHING' nor make day-to-day use inconvenient.
More can be done by designing boats with sleeping quarters to have reasonable redundant exit paths and making sure what measures are already in place are operating well.
And looping back to RSA1 - pretty sure no one has identified the problem as Lithium batteries as of yet.... just a lot of assumptions minus supporting evidence?