scubafanatic
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For the record, I am not in the camp that brings my own PFD onto a liveaboard or day boat. My guess (and hope!) is that no one had an issue. However, based on the OP's experience on where they have seen PFDs store and located, that is what warranted the idea to them to begin with. If that helps the OP sleep better at night, I say go for it. However, I suppose you could say I wouldn't know until it became a problem and this is a problem that I would want to prevent or never find out. That is easily mitigated by bringing your own PFD. It is a personal risk assessment. For what it's worth, if someone chooses to bring their own PFD on the boat, it's fine by me. I don't pass any judgement on them, or anyone that travels with a CO detector, PLB, etc.
Someone won't need it until they need it. The next question is, where do we draw the line when it comes to "just in case" items?
'drawing the line' is one reason I started the thread, a personal judgment call/risk assessment. I've seen too many stories/threads about simple safety gear omissions that seemed harmless initially, then all the critics pile on saying...if only he'd had a signal light....if only she'd had a SMB...or a back-up SPG...or a PLB...or signal mirror...etc.