I have been using the UserCP for years now. For me, it's the easiest. I also subscribe to all threads I post in, and some that I don't. That way at least I get an email when there is a new post.
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Oh wow!? I never want emails on new posts. I think that's the first thing a new member learns to turn off, but to each his/her own...That way at least I get an email when there is a new post.