Best Place To Get $400 Us Converted To Pesos?

[scubafanatic]

Worse! They asked if I had ever lived or owned property in 3 different counties, or none of the above. I had an office in Hale county, but never lived or owned there - but my none of the above may not have matched what their records indicated. Then they asked about age ranges, giving my nephew's name - 3 choices, or I don't know that person. Well, I really don't know how old he is now, that keeps changing - but then they should have no record about him on my account. I think they made up a name and by coincidence picked the same one my brother and his wife did decades ago.

I complained that it was 20 miles to the closet Wells Fargo, and they said I could go to a local bank and ask a banker to call me. I am not going to bother some other bank with their failure, nor do I want to get my hometown bankers involved in my out of town banking. It could have waited, but I was so mad that I drove the 16 miles (Yeah, I'd rounded up on my complaint) with drivers license, passport, pocket size copy of BC, Enhanced Air Padi card, and my Visa card. I had to remind myself to be polite to the banker.

"But what if this had happened on a trip to Mexico, or even my planned trip to Big Bend" I asked? The Rio Grande Village Campground is 119 miles from Alpine, and I don't even know if the banks are open Saturdays there - and Mexico would be worse. Hehe, the young lady had been born here but lived in Mexico for a few years as a child, albeit a different part entirely from the Yucatan - but had no idea where Big Bend was? "Didn't you go to school in Texas?" She was embarrassed. She asked if there were rivers to fish in? "Uh, ever hear for the Rio Grande or Rio Bravo?

Ok, do you know where El Paso is? You know how the river goes down & over from there, then back up & over? THAT is the Big Bend!"

They are using KBA (Knowledge Based Authentication) to verify you. I work customer service at a major broker dealer, my company subscribes to a verification service, our back up verification process is KBA (when you, the customer, fails to 'pass' the standard types of account verification, we go to our back up process). Our verification service will randomly generate a few multiple choice type questions, based on public records, so your nephew was not linked or associated with your account there at all, it was sourced from public records, not your account. It's a constant 'arms race', striking a balance between providing customer service/account access vs letting the 'bad guys' access/empty your account.

 

[DandyDon]

If you are paying a delivery fee, just xoom the money to yourself and pu at Electra. Easy peasy for 4.99.

Yeah, yeah - set up a zoom for myself, whatever that is, then find Electra, whatever that is. Fine for your semi-locals. Too much for us vacation visitors.

 

[DandyDon]

They are using KBA (Knowledge Based Authentication) to verify you. I work customer service at a major broker dealer, my company subscribes to a verification service, our back up verification process is KBA (when you, the customer, fails to 'pass' the standard types of account verification, we go to our back up process). Our verification service will randomly generate a few multiple choice type questions, based on public records, so your nephew was not linked or associated with your account there at all, it was sourced from public records, not your account. It's a constant 'arms race', striking a balance between providing customer service/account access vs letting the 'bad guys' access/empty your account.

All well and good until I say Nope to living or owning in Hale county, when they think I did - and I'd have to call my nephew or his parents to get his age. He's grown with kids, but I can only guess in his 30s.

 

[cvchief]

Yeah, yeah - set up a zoom for myself, whatever that is, then find Electra, whatever that is. Fine for your semi-locals. Too much for us vacation visitors.

Xoom takes 12 second to set up. Request Rejected You can set it up as fast as placing a travel notification on one of your cards. Electra is right by Mega with parking. Once set up it is just there. IF you have a smart phone, you can send yourself money in 5 seconds from your phone, walk in and get it with ID. (if you don't, maybe you can do from a laptop....)

When I say Easy=Peasey, I mean it. Just because it is new, you can still learn it, DD....

It would be a good thing just to set up for emergencies to get money in a hurry.

Here is the location: Google Maps

 

[ccannon707]

I'm still in shock that the OP doesn't have an ATM card..... :-0

 

[northernone]

If the op doesn't have it solved yet I'll use my card at the atm in mega and accept your cash. I need usd for ccr training anyway.

I'll be across the road at dive paradise.

Cheers!
Cameron

 

[mmmbelows]

I'm still in shock that the OP doesn't have an ATM card..... :-0

For frequent travel abroad it's really the best option for getting your local currency, certainly my go to option.

 

[Brodydog]

I'm still in shock that the OP doesn't have an ATM card..... :-0

I took that to mean he doesn't have an ATM card with him, not that he doesn't own one. I only take a select few cards with me on trips and until I read that was the best way to obtain pesos, an ATM card wasn't one of the ones I took.

 

[Jayfarmlaw]

Really don't have an atm card....haven't needed one. Had one in college .... Not sure why I quit using it. Made it through this trip by stocking up on $20 bills before we left. I'll plan a little further in advance for the next trip in October.

Thanks again for the responses. We're back....ugh.

Jay

 

[Divin' Ivan]

With all that said , buying your pesos here at a flat rate is still cheaper than yanking the $ out of an ATM in Mexico. I'm sticking with my previous statement.