pjones
Contributor
You may want to look at what your insurance covers, If you think you are going to go beyond you're training for whatever reason than your primary insurance may not cover you during that dive. If you get the preferred membership with dan then (I believe) that would cover you but they are only secondary insurance and still require you to have a primary insurer. I got my AOW just to be safe. It turned out to be a fun course in the end and now I've got one more card I can present if there are any questions. I should say that I've never been to coz before. I mainly wanted to voice my concerns with the insurance.