What a very good diver can use is a misleading argument. That a every good diver might do well with either does mean a beginner would. A very good pianist can play any piano, despite how well the keyboard action performs, though maybe not as well as they would a well tuned one. For a beginner, a crappy or inconsistent action adds troubles they do not need. For the expert, playing the piano very very well would be hard with a crappy keyboard. It certainly adds extra work. I say that as a prior piano student.
I learned on a jacket, but don't recall it much. Then I used a backplate and harness. Then I went to renting jacket BCs. I hated the jackets, they kept shifting around. How stable I could get them varied with how inflated it was. I went back to a backplate and harness. So I've had multiple periods of diving each. I would not go back to a jacket.
I'm sure I can dive decently in a jacket. I don't think I would do it as well or as comfortably as I dive a BP/W. In the past, I've found it to have more issues underwater, I don't think those have changed. I say this as a decent diver, a blackbelt, and having taken advanced and masters level classes in west coast swing dance, a few others at lesser levels, and competition coaching in international ballroom. So my expectation of 'can dive with' may be a hair above 'swims with generally the right direction and depth'. With a jacket, diver and BC seemed usually separate, with a harness, they seem one.