Holy crap, what a way to find out Quero has passed! This sucks in so many ways.
Bill, I understand your reticence and, if I'm repeating other posts, I'm sorry. I take a couple of exceptions to your posts but think you make some very valid points. In the end, obviously, only you can decide the final path for yourselves.
First, you should be concerned. As we age (I have no idea of your age) we definitely need to consider our own physical limitations more and more. I'm in my early 40s and very clearly see a difference from just 5 or 6 years ago. That's primarily due to lifestyle changes, I hope, but age is definitely a factor. Taking that into consideration is just smart, in my opinion. Letting it dictate your final choice, maybe less so, but we all make our own decisions. There are plenty of 60s 70s and even some 80+ divers out there still participating. Perhaps they're taking it easier with shallower dives, shorter dives, less dives, but they haven't quit altogether. To be honest, I think the "healing" properties of doing something, anything, active far outweighs the potential extra risks associated with those activities as we age. I may change my tune in another 20 years though
Second, I recognize the need to maintain equipment but how much effort does that really take? Inspecting before and after dives/trips and getting things serviced when they need it (which isn't the same as when the manufacturer recommends it.) I'm not sure how jacket BCs are any easier for vacation divers unless you mean to sell your BP/W configs and just rent on vacations.
Third, recognizing your own limitations, with respect to panic and comfort on any given dive is also a smart consideration, in my opinion. I believe I've read a few of your threads/posts regarding "issues" with courses and dives. I've learned a great deal from the input on those threads and I've appreciated your honesty about the situations. I have, at times, wondered if maybe diving might not be the sport you are both best suited for but I've been glad to see you persevere and try to improve and learn more. It is inspiring to watch people overcome their own limitations and fears to excel and truly become "bigger" people.
Finally, I have, since my early 20s, tried to live by a credo that I wish more people understood and embraced. Simply, it is to live fearlessly. I don't mean live without fear, but rather, to understand our own fears and not let them dictate our actions. Don't make decisions based on being worried about something, but make them based on being excited about something. You have said many times, you Love diving. I would urge you, despite your fears, to continue doing that which you Love. I would dare say most of the people you've seen or read about, such as the Russian couple, and certainly Quero, would also.
Whatever your decision, I wish you the best. I now have to go ponder Quero for a few minutes and find out more information.