First off, I'm 5'4" and 120 lbs, so not much bigger than you are, and I'm not athletic.
I have used both Twin Jets and Jet fins. I prefer Jets, and this is why.
Twin Jets minimize the resistance of the water to your kick, so they don't require as much effort as Jets do. But, by the same token, they don't take the same "bite" of the water, and less of the effort you expend is transferred into forward momentum. Precise control is more difficult with Twin Jets, because they are floppy. I use back kicking and helicopter turning a lot when I dive, and both kicks are more difficult in splits (although possible, if you already know them).
A flutter kick in Jets is a VERY powerful kick, but takes a lot out of your legs. But if you want to move against current, you need a stiff fin that will transmit the force well. This is why you don't see cave divers going into high flow caves in split fins.