I'm not clear on what you're trying to say here. ALL valves east of the Atlantic can take an insert and be yoke compatible? No. Only 200/232 bar valves can do that, 300 bar valves can't.
Exactly. This means that here (or at Maldives, or in Red Sea, etc.) I have only seen DIN200 valves.
Well, as more than one poster has pointed out upthread, 300 bar tanks - and thus 300 bar valves - are not uncommon in Northern Europe. So I guess that the reason that you've never seen a 300 bar valve is because 300 bar tanks are uncommon in your neck of the woods. Not in Europe, but in your specific part of Europe.
Possible. But who ever wants to go diving, say, in Norway ??? Diving Europe, for me, means Mediterranean sea: Spain, France, Italy, Croatia, Greece. Very nice places, in many cases better than any tropical site.
Then there are tropical sites such as Maldives, Red Sea, Thailand and Caribbean.
So the question is the same as at beginning: in places where it is worth diving (not oil platforms in the North Sea), Is there any chance that rented cylinders are only fitted with a DIN-only 300 bar valve, despite being filled at 232 bars?
If there is this possibility, then I will replace the 200-bar DIN adaptor with a 300-bar one. If this is substantially impossible, as it appears to me, I think that keeping my current 200-bar DIN adaptor will not limit the usage of the regulator, and is safer, as it will impede to mount it on a cylinder filled at 300 bar (for which it is not rated), and provides better mechanical coupling with a 200-bar valve.
I am not suggesting that using a 300-bar adaptor would be unsafe, simply that there is no reason for swap it with the 200-bar one, as there will be no advantage and small additional risks.