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I spent many years working for the major daily newspaper in SoFla, and my former spouse retired after 30 years with the ABC news affiliate in SoFla, and all I can say is that you can NEVER put ANY stock in a news article or story.I don't know how much stock I would place in the exact wording of that article. It was published the day after the incident (I read it then), has a generic photo of a CG vessel, and is rather short. It has the feel of an "initial" article.
Where does this information come from? As japan-diver points out, there doesn't appear to have been any kind of door that would match your description. Even if there had been, for water to float a hatch that might be that far forward, at the helm, the water level would have to be so high that I doubt the boat would still be floating or upright.When the boat started flooding the Captain asked the passengers to move forward in the cabin in order to balance out the weight. That's why Aimee and Amit were in the cabin.
The M/V "Get Wet" was fitted with a hatch on a hinge on the after deck. When the transom flooded, the hatch swung up, pinning the door to the cabin shut, and trapping Aimee and Amit inside.
How the others escaped, I don't know.
The "Get Wet" had no hull insurance. The liability insurance of Key Largo Scuba Shack is unknown. Jacobs Aquatic Center probably has liability, but they will rely upon the PADI release that Aimee and Amit likely signed before beginning their instruction. In my opinion the release can be defeated.
If I understand the timelines, this boat was certified to carry 12 or 14 passengers two years ago, failed its USCG inspection and rather than make hull repairs, they instead decided to run it as an uncertified six-pack. That borders on negligent homicide IMO.
the 2010 USCG inspection also said that repairs were needed before putting boat back in water.
To me, this means for any commercial purpose. (in MY definition). Not sure how it would apply though by their definition.
My guess is that this might have been why the boat wasn't insured (from previous reports it wasn't insured). Any good marine underwriter is going to check USCG inspection reports and they couldn't get coverage on it.