You guys are doing the math wrong.
If you have two things with a 10% chance of failure, the chance of both of them failing at the same time (assuming they are completely independent) is 1%. But the chance of one or the other of them failing is ADDITIVE, because they are totally independent. (See
Addition Rules for Probability) In perfect math, the chance of one of the connections failing is actually slightly smaller, because you have to subtract the probability of BOTH of them failing (unless you include that as a subset of one connection failing). But it's additive, not mutiplied, and the more possible failure points you put into a system, the greater the chance that some one of them will fail.