I finally am officially back from Belize and have some time now to catch up on your questions and comments.
1) The only setting that Suunto has is changing a 100% setting to 50%. That's it. And honestly, it doesn't do anything noticeable. There is a long thread about this here on Scubaboard and the setting does little to nothing.
2) I've dove Suunto for at least 5 times as long as she's been certified (8 years)...I really like everything about the Suunto computer, except for the conservativeness. We've taken 3 dive trips together now...Cayman, Turks, and now Belize. On the first dive trip, my wife borrowed my Mom's equipment with an older Oceanic computer. I was the victim of watching from above as the entire rest of the group enjoyed their dive (including my wife).
On the Turks trip, and after help from some Scubaboard members, I adjusted the Suunto the 50% mode and spent the extra money to dive Nitrox. That got me close to her computer profile...but still, I had to surface a bit early late in the week. So Suunto Nitrox almost = Oceanic Air.
About 4 months ago, my wife bought her own equipment...with of course, another Oceanic computer. On this Belize trip, I asked for Nitrox but it seemed like an inconvenience for them being that it's in a 3rd world country and all. It was going to be $12 a tank more...times 11 dives. I just said, go with air. And, there I floated above watching everyone below me...or dove until I went into pseudo-Deco while even staying above the dive master and my wife.
I understand the risks, etc and I appreciate the concern, but the fact that EVERY other diver in the group dives deeper and longer than me and none of them go to the chamber tells me that my dive computer is too conservative. My dive master was recommending me a different computer. The dive masters at Turks last year made comments too that they don't dive Suuntos. Seriously...look at the comparison of how many minutes I lose per dive (and this is only dive #1 !)... No one tells an Oceanic user that he's going to the chamber just because he uses Oceanic right?
3) I do agree that I should just buy an Oceanic to match my wife's computer algorythm. Maybe the Pro Plus 2.1. I really like having the computer/gauges in one neat console so I only have one place to check, etc. The watch idea is a neat concept, but its just another thing that I have to remember to bring with me where is the console is attached to my gear.