Personal responsibility pertains to corporations, as well.
The McDonald's story is classic of "partial truth gets the news". Here's the rest of the story:
Fact: McDonald's superheats (above boiling) the water they blow through their coffee, so they can get more cups per pound of coffee. (or they used to, don't now)
Fact: They had received more that 1,700 complaints of serious injury to customers and staff, prior to this famous case.
Fact: The woman involved received 3rd degree burns to her privates, butt, and legs. That means her skin literally cooked.
So, do you, as a consumer, expect to be burned if you spill coffee on yourself? Yeah, probably. Do you expect to be COOKED, needing months of repair surgery, and godawful pain, because of the corporate greed that wanted to get a few more cups of coffee from that pound? Corporate that -- it was proven! -- knew full well that this was happening?
But yes - I believe in personal responsibility. I do not want the world to pad its sharp corners because of one or two idiots . . . but nor do I expect them to leave a sinkhole in the middle of an expressway . . .