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Ok to let DAN membership lapse while not diving?

Discussion in 'Dive Insurance' started by GirlonFire, Jul 31, 2020.

  1. GirlonFire

    GirlonFire Barracuda

    # of Dives: 100 - 199
    Location: California
    298
    75
    28
    My membership expires shortly but I don’t have any plans to dive any time soon.
    Is there any benefit to having uninterrupted coverage?
    I don’t see that there is a discount for renewing before the expiration date and saving the $150+ until I know I will be diving seems a better scenario.
     
    living4experiences likes this.
  2. acreichman

    acreichman DIR Practitioner

    # of Dives: 50 - 99
    Location: Los Angeles, CA
    11
    15
    3
    DAN is an incredibly valuable service for the scuba community but you're right that there's no penalty for letting it lapse and then re-joining. I would also have a hard time personally recommending that you get insurance for an activity you're not doing right now.

    My only concern about letting it lapse is how easy it is to forget to renew (happened to me even after I reminded myself a week before getting back in the water). Also, DAN has taken a big hit during this pandemic and if you have the ability to make a donation, please consider it. If you can make a donation and the amount you're comfortable with is more than the cost of basic insurance, you might as well get the basic insurance and upgrade it later if you need to. If you're not in a position to make a donation, save your money but remember to sign up again before your next dive.
     
  3. CanadaDan

    CanadaDan DMC ScubaBoard Supporter

    # of Dives: 100 - 199
    Location: Winnipeg, MB Canada
    247
    199
    43
    To that end let it lapse and put a big note on your mask/regulator to renew before you dive again.
     
    Andy_Mason and markmud like this.
  4. JimBlay

    JimBlay Divin' Papaw ScubaBoard Supporter

    # of Dives: 500 - 999
    Location: South Florida
    773
    1,281
    93
    I knew a guy who let his lapse, forgot to renew when he re-started diving, and then got bent. Expensive, painful lesson.

    DAN's support for diving is unparalleled. I would encourage you to keep it current for the simple reason that we should all be supporting DAN and the work they do. If you cannot afford it than make absolutely sure you remember to renew before you start diving again.
     
  5. rhwestfall

    rhwestfall Woof! ScubaBoard Sponsor

    # of Dives: 200 - 499
    Location: "La Grande Ile"
    14,689
    15,881
    113
    A while ago I put an 8 year pause on my diving and our DAN membership (wife and me), but immediately renewed it, and added our daughter (the reason for my 8-year absence from diving) with returning to diving. My current card states my "member since" as my original enrollment from 30+ years ago.
     
  6. Snoweman

    Snoweman Great White

    # of Dives: 100 - 199
    Location: Atlanta, GA
    3,135
    2,285
    113
    I let DAN lapse and always make sure I renew right after I make my plane reservations.
     
    scrane, emoreira and GirlonFire like this.
  7. tursiops

    tursiops Marine Scientist and Master Instructor ScubaBoard Supporter

    # of Dives: 2,500 - 4,999
    Location: U.S. East Coast
    10,051
    7,796
    113
    ^^^THIS^^^
     
    Hoyden and JimBlay like this.
  8. soonerwink

    soonerwink Manta Ray

    # of Dives: 1,000 - 2,499
    Location: Glenpool, Oklahoma, United States
    797
    178
    43
    I am in the same situation, unable to dive until at least Nov. and have to have a heart lung scan then to decide if I can ever dive again. But I did renew my DAN insurance this month, just because of all the support they give us divers. They are also helping me locate a doctor to read my scans.
     
  9. emoreira

    emoreira Dive Resort

    # of Dives: 200 - 499
    Location: ARGENTINA
    1,820
    408
    83
    Same here.
     
  10. dogbone

    dogbone Nassau Grouper

    # of Dives: 25 - 49
    Location: indiana
    162
    83
    28
    The premium for Dan, are those monthly, yearly, quarterly? I saw that membership is 35 a year, but wasn't sure on the insurance premiums.... Would assume monthly, but thought I would make sure
     

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