I agree. I have "good email habits" and more ... at my place of employment. Maintaining records is critical in my work. Most of the documents I work with are in electronic form. We have all kinds of backup systems in place at the office, all taken care of by an IT staff. Maybe that's why I'm so resistant to doing anything like that with my home computer.
There is always ultimately a physical storage medium somewhere, even in "the cloud." My point is not that the data is likely to be compromised. Rather, my point is that if you don't keep an eye on the service that takes care of your data in the cloud, you may lose it. It may still be on a storage medium somewhere, but if you don't remember whose cloud storage or backup service you used back in 2016, since it changed names a few times after being sold to Internet giant X which later merged with Internet giant Y while you weren't paying attention, you might lose track of it. Maybe they sent you an email, which slipped through the cracks when you changed email services. I have email addresses I currently use and old ones I no longer use but continue to maintain, and even older ones I can't remember.
Speaking of geneaology, one of my distant cousins did some research a few years ago and shared it with all the family members he could find. It was fascinating stuff. I think some of it was through one of those services such as Ancestry.com, and some of it was stored elsewhere--maybe Google Drive or something like that. You see, I lost track of where it's located. There was originally an email from my cousin giving us the links to the material, but I cannot seem to find that email. I don't back up emails, and maybe it was longer ago than I thought--and on some old computer, hard drive, thumb drive, etc., which I no longer have. It's only slight exaggeration to say I'm not even sure I can find his email address to contact him to ask for the location of the geneaology information. And I hope he's continued to pay Ancestry.com's fee, or else they might delete his account. If I want to pass this information on to my descendants, they too would need to be informed of and keep track of where it is stored and possibly have to pay fees periodically. Can my descendants for the next 100 years rely on Ancestry.com to always be there, and if not, then what kind of backup procedures are needed to ensure my descendants can access the information? Have we as a society really come to the point where we not only need to tell our family where our wills can be found, but also where all our "data," from financial records to family photos, can be found, and all the passwords, etc.? It's not just all in the file cabinet and desk drawers anymore. I suppose I could write the locations and passwords down on paper and store that paper in my file cabinet or desk drawer, or store it in my safety deposit box and then store the key in the desk drawer. To me, that is anything but "trivially easy." To me, trivially easy is shoving a paper in my file cabinet or putting a book on a shelf. Booting up the computer, logging onto something by entering a user name and password, figuring out what buttons to click on, etc., is a bit of a chore to me. Maybe for the 25 year-olds who always have an up-to-date electronic device in their hand throughout the day, it's more natural.