I'm definitely familiar with the balanced rig concept. I'm also often overweighted -- especially in cold water. Here's are a few reasons why: (1) my body weight tends to go up and down, changing the amount of weight I need (wish it didn't, but that's reality); (2) my dives tend to alternate willy nilly between warm saltwater to cold (for me) thermoclines in freshwater quarries, so I'm often not in the same conditions, same kit, etc. consistently to fully dial in my weighting; (3) sometimes diving with newer divers I like to have a little extra weight in case I need to help them hold a safety stop also. Ultimately, I don't think I'm usually too far off from optimal weighting, but I do err on this side of overweighting for reasons stated to avoid popping up.