I'm currently undergoing a DIR conversion. I take my DIR-F course next weekend in Atlanta.
...But I'm already diving a Hogarthian rig. Simply put, when it came time to select my own gear, I started looking around... And the possibilities of gear configurations led me to DIR, which led me to the understanding of DIR as a whole, not just the gear configuration.
The reason that I felt it important to speak up here is this... I'm a Rescue Diver for my local Fire company.
...So I've got experience with exactly what you're speaking of... And I can tell you that many of the reasons that you're listing as "inappropriate for DIR" are exactly the opposite... Not only appropriate, but preferred by those of us who are doing the rescuing.
Case in point: I'd been called out for some dumbass who was loading his boat on it's trailer when the truck's e-brake gave out. The whole shebang went down the ramp and into the water. It even took the boat with it, as it was already tied to the trailer. Apparently the tongue weight alone sank the trailer and boat.
When I get there, the guy is amazingly calm. At this point, we suspect an insurance fraud scheme. But at the time, my biggest worry was that he couldn't tell me if there was anyone in the truck when it went down (it was like a panel truck, not a pickup truck.) He said he couldn't remember if his daughter was with him or not.
There's additional problems, too... Vis is nonexistent, (6" or so) and there's no tellin' if his truck or whatever is blocking the ramp or what. The whole thing could be way downstream by now. What was virtually no current when the rig sank is now a 3+ knot ripper. Furthermore, We have no visual signs of oil slick or anything telling us where the rig is.
To make matters worse, the water's a chilly 50 degrees, and we do not have a boat in the water. We know that the land after the landing breaks off sharply into a deeper part of the river, but we're unsure how deep. Experience in this area helps us to know, however, that we can expect a max depth of no more than 50 fsw or so.
I'm using fire company gear. I can choose anything. What do I choose?
7 foot hose, Halcyon SS bp, 9 lb STA, no weight, 3 mil suit (that's all we had that day... I'd have rather been diving dry due to the chilly water) and a single AL80. One light clipped to my right D-ring, SPG, 50 lb lift bag, spool clipped to back D-ring, TWO giant leg knives, Mares Quattro fins, and a wrist-mounted compass and depth guage.
That day, all of my gear was DIR. Sure, some could argue that the Quattros aren't "standard issue," but I needed a long, powerful fin for the heavy current. Of no concern was the possibility of "silting." The water was already silted. No split fins, please, I need the sheer torque and power, and the ability to easily use any fin kick I needed. Jet fins also would have been great, but I have found that I can get a little more power out of these in heavy current (although they don't have the stiff maneuverability that the Jets do). Some may argue, too, that the leg knives were not DIR either. DIR is not about doing your gear one way and only that way... It's about diving with what you need, and only what you need. Normally, I would have dove only with a belt-mounted knife. But these were used to stick into the muddy bottom so that I didn't get swept downstream. Think of them as "pegs" to go into the bottom. Both of them by the way, were mounted on the inside of my legs to prevent snags with my lines, which I was certainly going to be dealing with.
The 7 foot hose was desired for two reasons... First, my rescue victim, if I had one (and who likely wouldn't need it any more by now), was likely going to be in full-panic mode. As a Rescue Diver, my last desire is to come in physical contact with that person. I need to comfort them and help them without touching them, if possible. If they need my reg, then I need to have it as accessible as possible to give to them, and on the longest hose possible so that I can avoid being grabbed by them if possible. The 7 footer is great in a rescue situation. It allows me to keep my distance... Or to get them air while doing any tow I choose, in any position. The shorter hoses don't let me have as many options, and force me to physically touch the victim, which almost always involves them trying to literally climb up on top of my head, making rescue impossible. Amazingly, a panicked person almost never thinks of pulling you toward them by pulling on the hose... But they will definitely lunge at you. Heck, if I could swim with a 20' hose... Anyway, the second reason that I chose the 7 footer was because a short hose makes this huge loop over your right shoulder. The 7 footer tucks neatly behind your head and across your chest. Sure, it sounds like a pain, but it's great. It's streamlined, and won't vibrate in a heavy current like a short one will. Believe it or not, short hoses are more in the way than the long ones.
Zero vis means that your buddy is nonexistent. DIR teaches incredible buddy awareness, but there's simply no way of doing that in this water, so my buddy stayed up top to support with a line... And thus was DIR. (If that concept confuses you, before arguing with me, please read the DIR Fundementals book.)
I never even put air in my BC. I crawled into the water on my hands and knees, facing the current. I held a reel line in my hand to receive signals with (buddy was on the other end with instructions to let me have 75' and give me a a twice-tug) and with both leg knives drawn. Many people think that I should have had a whole bunch of weight to keep me on the bottom, but my rig was trimmed well. I found it easier to keep myself on the bottom with the DIR trimmed position... Legs up, fins up, placing some downforce on me to keep me submerged.
I went in to the water, stretched out 75', stayed on the bottom, and held myself in place with my knives. No point in the mask or the light, but I wanted them to search the interior of the vehicle for life when I got there, and I might need them at that time. Also, if there was a victim and he/she was still alive, likely it would be because they were trapped in a pocket of air inside the truck... Which would most definitely be very, very dark.
Once the line was tight and the signal given, I allowed myself to drift backwards slowly, until the line became parallel with the current. I then knifed my way (and swam some too) up to the snag point in the line... The vehicle. Four tugs on the line... I've reached the target. Tie off, Take out spool and use it to enter the vehicle, feeling for arms, legs, and hair. Luckily, there was nobody inside. No air pockets, either. Either she wasn't in the vehicle when it went down, or the body's already downstream. Luckily, most dead bodies float (especially the female ones), and nobody'd seen anything. To me, no body meant nobody was in that vehicle when it submerged. Whew.
At that point, I used the line from my buddy as a guide and knifed sidesways back up the landing. A tow truck had already been called, and my buddy brought to me the hook from the truck's winch. Check for max depth during dive... 38 feet. Cake.
Knife back down, bringing with me the heavy hook, but knowing that it would simply keep me on the bottom. Find the front of the vehicle, attach correctly, and get back out of the water.
There was lots of applause when the rig came out of the water... On it's side. Boat and trailer still attached. Owner didn't look too happy, though.
Anyway, my point is that I would not have felt as comfortable using a jacket in this case. It's extra material would have been a real problem in the current. My tank was an AL80, and a single. The 7 foot hose was very much a plus in this environment. And the lift bag, which I often need to mark the target, is held invisibly in the Halcyon backplate. Try that with your average BC.
The DIR system was completely appropriate for this dive, as it would be with any Search and Recovery or Rescue dive. Luckily, it didn't turn into a Rescue dive... But if it had, I'd have been prepared with a long hose and perfect trim and buoyancy. Surface problems that you think are there with this rig most definitely are not. The rig is stable and neutral, even at the surface because all of your weight is behind you. I prefer to weight and trim myself properly and forgo the use of ditchable weight in these situations... I can swim up any bladder problem, and there's nothing for a panic-stricken victim to pull off of me, causing sinking problems for them and buoyancy problems for me. Simple is beautiful, man.
I recommend the system... Especially when it comes to life or death, emergency situations, technical diving, caving, overhead, current, or any other dive.
As far as the whole spearfishing/suicide clip thing goes... It wouldn't surprise me if the makers of DIR allowed for the use of a specialized clip, specifically designed TO snag a part of the rig. The reason that DIR teaches against suicide clips is because they snag... And generally, that's bad. But if that's exactly what you're looking for it to do... Well, then you've found your piece of gear.
The idea is to dive with what you need, no more and no less. And that's just the equipment part of DIR, which is not even half the picture. DIR is much more than an equipment configuration.