DiveAssure vs Dan

[jonhall]

So does my Visa card, but I won't do that. I'd have to pay in full, then file claims with forms in whatever language, and who knows what next.

Good luck on the rest.

Was hoping DAN would take the hassle out of filling in forms and gathering other documents as done with VISA.
So the decision is to get reimbursed by DAN or VISA (primary coverages outside U.S.) after you pay out of pocket or avoid the hassle and purchase a CDW from car rental company and let them deal with it.

Bummer, I hate paying extra for something I already have! $6-10/day is money I would rather spend on something else.

 

[Wookie]

My DAN insurance covers my Obamacare deductible, which is significant. If I'm overseas and don't have insurance, DAN covers the whole nut. The 60something bucks I pay for it is well worth it.

 

[jonhall]

My DAN insurance covers my Obamacare deductible, which is significant. If I'm overseas and don't have insurance, DAN covers the whole nut. The 60something bucks I pay for it is well worth it.

Are you referring to dive insurance or travel insurance. Cheapest thing I see for a single person for either type is $75.

 

[Wookie]

Dive insurance. It's been a long time since I paid that bill myself, like 20 years. Maybe the price changed over time?

 

[gopbroek]

I was looking at the DiveAssure website this morning and there was a statement that "**Please note- coverage is only available when diving outside the United States of America." Is this a recent change in their dive insurance coverage?

 

[Leadking]

I was looking at the DiveAssure website this morning and there was a statement that "**Please note- coverage is only available when diving outside the United States of America." Is this a recent change in their dive insurance coverage?

DAN insurance is valid both IN and OUTSIDE the U.S. Make sure you know what you are buying

 

[Dhboner]

Someone correct me if I am wrong but I was told that DAN requires you to pay your medical expenses then submit a claim for reimbursement while Dive Assure covers the cost directly. Is this accurate?

 

[chillyinCanada]

I was looking at the DiveAssure website this morning and there was a statement that "**Please note- coverage is only available when diving outside the United States of America." Is this a recent change in their dive insurance coverage?

LOL welll maybe that explains the super weird email letter I got from DAN yesterday, reassuring me that my diving in the US is covered. Smh

 

[DandyDon]

Someone correct me if I am wrong but I was told that DAN requires you to pay your medical expenses then submit a claim for reimbursement while Dive Assure covers the cost directly. Is this accurate?

I think that depends more on the medical facility. In an emergency, either than be asked to wire funds to the facility.

LOL welll maybe that explains the super weird email letter I got from DAN yesterday, reassuring me that my diving in the US is covered. Smh

Mine was personalized. "Dear Don"

 

[chillyinCanada]

LOL, so was mine . .er . .not dear Don, more like Dear Chilly,