Dive insurance?

[addamsew]

Hi all,

New to diving? Or seasoned divers?

Or you are afraid of dive accidents?

Well check this article about dive insurance.

Scuba Diving Insurance, Anyone?

Please like and share it if you find it useful

Addam

 

[rick00001967]

i did not read the article but......most people that do scuba on a regular basis would typically recommend D.A.N. insurance as a suplement to their travel medical insurance.
we checked with our carrier and got an answer in writing that we are covered for medical coverage related to a scuba accident, including re-compression chamber if required.
i recommend checking with your own carrier and asking the specific question about scuba accidents. get the answer in writing and carry that letter with you on holiday along with your travel medical documents.

 

[Phil_C]

I'd second DAN insurance. I have a separate travel insurance as I travel abroad for work every month and when I checked with them they covered scuba. However when I looked at the small print there were quite a few limitations to the policy cover. The depth limit was set at 18m regardless of qualification and there was not access to advice lines and other tailored services.

So I maintain DAN insurance as well because I don't want to have any run around - if I have an accident I want to make one call and know someone will sort it all out from there which DAN does.

Regards - P

---------- Post added February 3rd, 2013 at 11:27 PM ----------

OK - just read the article and it is actually extolling the virtues of DAN and not separate insurance - I agree.

 

[tphelps]

I'd second DAN insurance. I have a separate travel insurance as I travel abroad for work every month and when I checked with them they covered scuba. However when I looked at the small print there were quite a few limitations to the policy cover. The depth limit was set at 18m regardless of qualification and there was not access to advice lines and other tailored services.

So I maintain DAN insurance as well because I don't want to have any run around - if I have an accident I want to make one call and know someone will sort it all out from there which DAN does.

Regards - P

---------- Post added February 3rd, 2013 at 11:27 PM ----------

OK - just read the article and it is actually extolling the virtues of DAN and not separate insurance - I agree.

I have DAN insurance too, they are friendly and extremely reliable. Plus they are non-profit. All the money they raise from goes right back into research.

 

[2905luvsbubbles]

I also carry DAN insurance,,,it is very reasonable in my opinion

 

[miked]

I also have the DAN insurance. I needed it once, it worked, and I would never dive without it. I Strongly advise:get it, or something equivalent.

 

[BDSC]

One thing to think about is this. Not only is it good insurance (DAN), but I am now running into liveaboards that REQUIRE you to have it or something like it.

 

[Doomnova]

I don't go anywhere without mine. Right after my Ow cert I picked it up and renew it in august. For the cost honestly its better to have than pay god knows what in case of a DCS hit which would kill me and most people I know financially.

 

[mizzie]

I'm not certified yet, but my plan is to get DAN shortly before I start classes. The price is very reasonable and the coverage looks pretty good.

 

[shmuggy]

Having had to call DAN once on behalf of my dive buddy-I can tell you- it is a must have if you plan on leaving the US. His insurance covered the expenses but I don't know how I would have navigated negotiating an air evacuation in the third world country we were visiting.