Dive Accident Insurance Limitations
- Thread starter boulderjohn
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Ok, im no lawyer so just checking. You used ISO as a argument, and now it suddenly has no meaning. Thats confusing for me. Nevertheless, that it is no law, does that also mean an insurer (like diveassure) cannot use anything ISO or a certifying agency prescribed? That sounds strange to me.
I don't think its weird that an insurer says, if you want insurance you should follow the rules/guidelines of your certification/standards. We are not responsible if you do an overhead wreck dive to 180 feet on a single 80 and have a serious problem.
The ISO is a Standard not legislation, but in Egypt (for example) their laws use the ISO as guidance for their laws.
Each agency will have its own interpretation of what the ISO means. For BSAC our Ocean Diver qualification is EN 14153-2/ISO 24801-2 - 'Autonomous Diver' accredited. However, we include additional skills, like rescue of a buddy from 6m. Our Sports Diver qualification teaches many skills not associated with the ISO we use, ISO 11107 – ‘Nitrox diving’.
Our Ocean Divers are trained to a maximum of 20m, the actual certified depth - if less - is record in their training log. Sports Divers are initially qualified to 20m, then must undertake depth progression dives - with an instructor - to 25, 30, 35 and 40m to gain those depth limits (a requirement of the ISO Clause 4). Dive Leaders and above can do depth progression dives to 45 and 50m, but most diving at these depths is done on Trimix that we teach separately once someone qualifies as a Sports Diver and has its own depth qualifications [outside the scope of this discussion]. Remember the ISO does not set a maximum depth for recreational dives, as these vary around the world - for example in France its 60m.
Now the insurance companies may use the ISO Standards as the qualifying criteria for their policies. It’s got nothing to do with the diving agencies its commercial risk and payment limitation tactics. So read the insurance small print carefully, as misunderstanding one word can mean you’re not covered when you think you are.
I recently want on a diving trip and my dive insurance policy was clear I was covered to my certification level or 40m whichever was the shallower (I’m certified to 50m), the exception was if I was undertaking a rescue or assistance to another diver.
Blackcrusader
Contributor
As clear as mud lol So for the PADI Tec 40 course you can do that if you have an AOW and ten logged dives deeper than 30m. Yet people claim an AOW is limited to 30m. Well even in AOW training they can go to 40m on the deep dive.
PADI OW certification standard is the recreational depth limit of 40m. The training course cannot be deeper than 18m as the student has no certification yet.
OP
No. The AOW deep dive is limited to 30m/100 feet.
Given that you continu to dodge the questions you are asked, i am going to give up. Good luck
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OP
Here is an explanation of the PADI 130 foot limit.
It is not a legally enforceable limit. It is different from the other limits because it is the end of the line for NDL diving. If using the PADI tables, that is where the tables end, except for contingency. After that, you are in the realm of technical diving and new and different training and equipment.
It is not a legally enforceable limit. It is different from the other limits because it is the end of the line for NDL diving. If using the PADI tables, that is where the tables end, except for contingency. After that, you are in the realm of technical diving and new and different training and equipment.
Blackcrusader
Contributor
I don't tell any diver how dive they can deep. I am not their DM. I don't tell you what kit to have either.
Should I refuse to dive with you because you don't have a reef hook or satellite beacon. You solo dive and could get swept away by a current and never found but don't have a satellite beacon.
My son is OW. I do dives with him. We have never dived deeper than 25m depth together even though he has a couple hundred dives. He went to Hawaii for his honeymoon. Operator said OW certs don't have the skills for deeper dives. After they saw his buoyancy and trim on his first dive with them they said ok you can come on the dives for AOW. Their policy is flexible. But they take AOW divers who they wished they could have refused as their diving skills were lacking.
OP
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