I have a great management/executive function/decision making research article buried somewhere in the pile of crap in my office that addresses exactly that issue.Seems to me that one of the requisite skills for diving in any kind of overhead environment is the ability to realistically assess whether or not the dive plan is a reasonable idea in the first place.
To grossly paraphrase the conclusion of the researchers: The people who most need to realistically assess their own abilities are the same people who suck at doing exactly that.
So...the poor judgment and bad decisons that come from not having that skill results in those individuals putting themselves in situations that require that skill.
Those same poor self assessment skills and resulting poor decision making processes translate to cave diving as well.
Ideally instructors would identify those folks and direct them somewhere else to some other (safer) hobby. Unfortunately I suspect that some (a small but significant percentage) of those people are instructors and those types of instructors then tend to promote more of their own as they do not recognize the flaw in themselves or in others.
Alternatively, other instructors probably feel that decision making will improve with experience. in mnay cases that is correct as failure is a power teacher, but in that subset of individuals who don't make accurate self assessments, it does not improve as they are not able to properly assess their failures or weaknessed or apply them to an accurate assessment of their abilities.
It's a great construct and should be part of any cave or tech instructor development program.