...........................You guys are wrong. Once you get your DM you can pick up a part-time job helping to teach newbs how to dive which will result in:
a) enough cash to buy gas for a mix dive after 12 months of work
b) score some discounts at the LDS to buy expensive dive gear
c) impress one of the newbs with your fancy dive gear and with some luck pick up a sugar momma/daddy to help finance your addiction.