Cert1967
Contributor
Wow. So, without a signed liability waiver, they won't be a part of the defense. Good lesson for instructors everywhere, even when they are acting as a DM.
The liability release - what issues may arise in the sure-to-be dogfight here.
"Part of the defense" - Lloyds? Their issue is contractual with the insured - not a part of the defense or a party to the action(s). Just the pocket-book, up to contractual policy limits for certain litigation costs and potential judgments.
Sotis, AH v. IANTD - would/is the Lloyds' policy in question pay for plaintiff's costs in this case? Speculating - what are the costs for each party to date, trial costs, post summary judgment costs?
As I speculated upstream - the contractual issue of the liability release(s) may well be contentious.
The Release
- How long is a LR good for?
- How many - if any - LRs does Sotis have from the decedent?
- Do you need a new LR for each individual activity, location, each day, each boat?
- Is the release related only to training? See the example LR attached, which references "Course Title".
- What case law will govern the LR issue?
- How does the role of safety diver relate to the contract?
- Or was their instruction at hand?
- Does the boat have a LR from the decedent? How broad might such a release be construed?
- FL law? What types of negligence can be waived in FL? Case law?
- And what else might bear on this issue?
Threshold issue - where will the money for the D's defense come from? Civil litigation is expensive, time-consuming and has the potential for uncertain outcomes.
Keep in mind that you are reading the P's complaint in isolation. Everything in the complaint is recited in a manner most favorable to P. The defendants will have the opportunity to similarly plead their case in a manner most favorable to their endeavor. Hold your horses, there's plenty more to come. Maybe ...
How might bankruptcy intervene in this and the underlying proceeding? See the opioid BK filings as a method of managing liability risks, rumors of such, and the tactic of threatening BK - Purdue Pharmacy, Insys, asbestos, as examples.