While I agree with this, I think a lack of situational awareness and common sense are bigger problems. People often spend a lot of money to travel for diving and that affects their judgement. We had a ScubaBoard Surge In Little Cayman or Cayman Brac back in January of 2020, just before Covid hit. I was still recovering from breaking my leg in Fiji the prior June, so I knew my diving would be limited by any stormy weather. Wow. It was really bad, but people paid a lot to go, so they pushed diving. Here is a pic of the boat trying to go out through the cut, the day they FINALLY cancelled diving.
During this attempt, the windshield was shattered, and the day before a septuagenarian severely injured his spine. Sure, there was a lot of bravado from the people who went out when they could, but I didn't dive the entire week!!! Instead, I went and explored the entire island on a motor scooter with a bestie. What a blast! One of the best weeks of my life and I didn't get hurt... or wet.
On the flip side, I'm not averse to doing a solo rebreather dive in a cave.