It was not turning out to be the best day of Particia Whack's career at the bank. She was sitting at her desk, peering over a loan application form, which had seemingly been filled out by the frog sitting in the chair opposite her.
"It seems that you have no job or source of income," she pointed out.
"Ribbit," replied the frog.
"And no credit history to speak of," she added.
"Ribbit," replied the frog.
"And you haven't listed any capital or assets," she went on.
"Ribbit," replied the frog.
"In the circumstances, I am not sure what you could offer us as collateral for the loan," she said.
The frog paused, and then went into a bag which was on the chair next to him. He pulled a small ceramic pink elephant on a plastic base and pushed it across the desk to Patricia.
Patricia looked at the item, unimpressed.
"Well, thank you very much. Is there anything else you would like to tell us before we consider your application?"
"Ribbit. My Dad is Mick Jagger," said the frog.
"Excuse me, your father is Mick Jagger," replied Patricia?
"Ribbit. My Dad is Mick Jagger," said the frog.
At this stage Patricia was wishing that she had called in sick today.
"Alright, I will just have to confer with my manager," she told the frog.
She picked up the pink elephant and left the room via a side door and went into her manager's office.
"Excuse me, sir, but a have a frog making a loan application. He seems to have no assets or income, and all he has offered for collateral is this," she said, holding up the pink elephant. "Also, he says that his father is Mick Jagger."
The bank manager took his glasses off and lay them on the desk and then rubbed his eyes. A slightly awkward silence followed.
"What exactly is that thing, sir?" asked Patricia to break the silence.
The bank manager sighed.
"It's a knick-knack Patti Whack; give the frog a loan.
His old man's a rolling a stone."