I'd probably go with air, given your stipulations of breathing hard and 130'.
Otherwise, for a full 130' and staying within 1.4 ATA, I could use 28%. Then again, I personally choose plain old air for my pony.
Like in so many things, it's a case of one's degree of risk averseness combined with hassle factor. For me, pony means the dive's done, I'm starting the ascent evolution immediately, plain air works fine (I'm talking about non-deco recreational diving). In my very limited experience, schlepping the pony on vacation has not been a problem, given that I'm just doing a standard air fill -- no idea at all if there would be any more aversion to filling it if it was marked for Nitrox.