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As others say, MSD is a waste of money. The only specialities with any tangible value are nitrox and deep.
I'm at is Im loving improving my skill levels but Im concerned about taking the jump to divemaster due to liability issue on dives where I'm "just another diver"
So no one feels that underwater navigation is of any tangible value? As far as the MSD it is a milestone some wish to achieve; me for instance; I have NO interest in becoming a DM or Instructor; MSD would be a personal triumph for me and it has nothing to do with EGO.
I didn't mean to imply any specialities are valueless, I've taken U/W Digital Photography for my own enjoyment. I don't think it should be counted toward a "Master Scuba Diver" rating, but that's just my opinion. I consider it fluff, as I do several others; they don't help you become a more accomplished diver, but may enhance your personal enjoyment of the U/W realm.
Okay I have never taken any UW photography course, and I have no idea what is in the curriculum and the standards that are applied, so my comment here might not be valid
Any UW photography course that does not take into account good buoyancy control is fluff (although I personally would use a different word here)
I would expect an UW photography course to ensure that the student is capable of handing their gear with suitable control over buoyancy and not crashing into coral etc. In that case it is not fluff but a course that deals with other aspects of UW photography other than using a camera underwater, and therefore improving on the students dive skills whilst handling the camera equipment. If it doesn't deal with that aspect then it could explain some really bad diving skills I have seen by some people who take photos underwater.
I guess you could make a case for learning how to use a (big?) camera in a way that you don't crash into the reef. I always figured you need really good buoyancy control to take photos effectively as well. But these are things one already should know, ideally from OW course. Thus I agree that the UW photo course is (should be) interesting fluff.
I really can't see why people get so het up on the MSD rating. It is an individual's choice if they want to spend the money on it