I dunno 'bout the first. About the second: even freshly minted OW or 1* divers 'round here may well end up with doubles. Used - or, as they say in the ads, "pre-owned" - gear is often seen as a good choice for a new diver on a budget. I dive a single tank setup myself, for various reasons, but I don't see any problem with doubles, even for unexperienced divers. I've dived with unexperienced, insecure divers using doubles, and I haven't been able to see any difference.
Since you apparently know more about this issue than I do, please tell me: what's the difference from a single tank setup once you get underwater?