You asked about Florida and I think that is a good place to start; here is a Key Largo Florida dive report from
@drrich2 that you might find helpful:
Key Largo with Rainbow Reef Dive Center 2013 -
http://www.scubaboard.com/forums/fl...iving-key-largo-rainbow-reef-dive-center.html
And if you post your questions in the Florida forum at the link below, you should get a range of responses. Are you planning on traveling this summer, that is usually a nice time of year in Florida for diving.
Florida
I am always surprised when someone recommends Cozumel to a brand new diver. Everybody is different and my husband didn't have any problems with strong currents and drift dives but I did. I float like a cork so it was hard for me to stay in control and maintain buoyancy. I eventually mastered it and came to love Cozumel but I wouldn't recommend Coz to a newly certified diver.
I'm also not sure about Bonaire because divers are often on their own when diving Bonaire and you didn't say if you will be traveling with a dive buddy? The diving is usually easy on Bonaire, close to shore and calm - and it is hard to get lost - but you might need to be a bit more experienced before being more independent when diving.
Personally, I think that moored boat diving with a divemaster would be best for a new diver, but like I said, everyone is different.
One other question, do you have a passport? You will need one to travel outside of the US and they can take some time to arrive after applying.