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It's actually the only policy I have with them. I don't own my home, and my car insurance is with a different company.
 
yes, Personal Articles is the way to go (i also use that for camera and scuba stuff) - it is a separate policy - any claim doesn't affect , car etc....the only thing they asked was for me to confirm i wasn't a "pro" photographer (I guess if you are making money from scuba/photos there may be a clause in there somewhere to screw you - or you need a different policy)
 

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