If I can buy a kit for the same price as piecing one together, that's makes sense to me. What was troubling me was why one basic harness cost $40 and another $75. What's the difference, the name or the quality, comfort, etc.? Based on this discussion, it sounds like webbing is webbing for the most part, d-rings and keepers are mostly (304 vs. 316ss) created equal, but there some options/differences with crotch straps. For convenience of a kit and lack of a crotch strap, I was looking at Dive Rite's basic harness and contemplating adding a 1.5" crotch strap as suggested earlier. That totals approx. $50. Would I regret going that route? Any issues with Dive Rite?