I have a (post-USB cable hack) Hyundai, which replaced our '96 manual key Subaru that got destroyed in an accident while parked. Yes, there's a "valet key" on the fob - but you have to pop off a plastic cover over the key slot to use it and I never liked the idea of leaving the fob inside the car - break in and you get the car. I then discovered Hyundai sold an NFC chip card - perfect! I put it in my "dive wallet" ziploc in my drysuit. If it got wet, so what - it's a plastic card with an unpowered chip embedded. But one day, after I got home, I remembered I had left something in the car and... the key card would not unlock the car. Nor start it once inside. Nor be recognized for reprogramming. It had not gotten wet or been flexed between last successful use and failed use. An NFC chip should not fail like that, but it did, so I don't trust it to buy another, even though it had seemed to be the perfect dive car solution. I'm now putting the fob in a snorkel cellphone bag in my drysuit (and the back gate opening for me is nice...). Hopefully that was just a bizarre fluke, but I figured putting it out here so others are aware it CAN happen might be helpful.
Also, I had one of those cheap snorkel dryboxes and, before our last trip, thought "I don't really like how easy it would be for something to catch the latch and flip it. Snorkeling one day, I noticed it open in the water. It was packed enough nothing fell out and, amazingly, the Kia fob worked when I swam to shore (and kept working after fresh water rinse). But don't use those boxes for snorkeling!
I think fob in plastic in drysuit is probably fine here in the PNW (and even if the fob gets killed, the key in the fob and the app in my cellphone will let me drive), but I may get a DryFob for future wetsuit shore diving vacations, now that I know it exists.