furby076
Contributor
Speaking with a couple different reps at DiveAssure I was informed that once a doctor determines the needed care then DiveAssure will authorize payment to the facility.
DAN and DiveAssure are both underwritten by the same company (AIG I believe) so will have many similar practices.
I prefer the primary care option of DiveAssure and since it is specialized coverage (diving and travelling diving) then I know they won't come back to me and say "sorry you participate in a dangerous activity and under clause 5.5.1.32.3.3.41.5.7.8 we do not cover such activities"... So as far as diving is concerend I have two primary insurance companies...i hope between the both of them I not only won't have to worry about getting the care I need, but won't even have a co-pay which in and of itself can get very expensive.
DAN and DiveAssure are both underwritten by the same company (AIG I believe) so will have many similar practices.
I prefer the primary care option of DiveAssure and since it is specialized coverage (diving and travelling diving) then I know they won't come back to me and say "sorry you participate in a dangerous activity and under clause 5.5.1.32.3.3.41.5.7.8 we do not cover such activities"... So as far as diving is concerend I have two primary insurance companies...i hope between the both of them I not only won't have to worry about getting the care I need, but won't even have a co-pay which in and of itself can get very expensive.