Hey Dr. Bill,
That was me you saw at Casino Point. I had 2 relatively new tanks (PST HP100, manufactured 1 year ago, bought 4 months ago) fail visual due to rust. One of them had lots of rust particles inside, the other had no particles, but some rust patches were visible.
My brother has 2 identical tanks (used a bit less frequently than mine) and both of his had flash rust, but no big patches or particles.
We opted to tumble them all, just to be safe.
It is possible that the rust was from boat fills, although I somewhat doubt that. The boat is the "Lois Ann" out of San Diego (I am a pass holder and dive it most every weekend). All the tanks they rent on the boat are steel, and it is easily the nicest boat in San Diego, with a nice new compressor...
I think the more likely source of rust would be the questionable compressor we had to use on our last trip down to Bahia de Los Angeles. Have a look at that compressor and you'll see what I mean.
For the next year I'm going to do a little experiment: 1 tank will be desginated the "clean" tank and filled only by the LDS. The other tank will be the "boat" tank and be used mostly on the boat. (And the next time I go to Baha, I'll take only rentals).
--Dan