Insurance question

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grouchyturtle

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Does the commercial insurance on your boat cover you for diving or snorkeling?
Or did you have to go out and get an additional liability policy?

My insurance doesn't have a diving or snorkeling exclusion, but in water accidents aren't covered.

I'm not currently offering diving, but I do have a few kayaks aboard, and will probably do kayak/snorkel/swim trips.

Any recommendations or suggestions?
 

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