catherine96821:We sometimes take the earlier flights if they have room without paying the change. I have missed flights and gotten on the next one without a change fee. I found the posts really helpful for the general way they do things...but the truth is, once you are at the gate, they pretty much try and deal with you.
Rondawg, which travel insurance do you use?
the other little trick about medical situations...is that you can make them decide they don't want you on the flight.
For travel insurance there's a site that I use called http:\\www.insuremytrip.com that lets you compare different companies. It shows prices and features, with great explanations of coverages. I've used it for my last 2 big trips, and used a different insurer each time. It's fun to see what they all offer, and the difference in prices.