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Plus, they dropped any coverage for medical repatriation.
I think that their position on that with DAN trip insurance is that it's redundant since you have to be a member of DAN to buy it, and DAN membership includes it as a member benefit. I have considered going with that as their Premium plan is a few bucks cheaper than the Classic plan I get at TravelSafe.com, but I haven't switched yet. I've had good experiences with TravelSafe.com claims I have filed in the past, and kinda like having redundant medical & non-medical evacuation coverage.
Now I am looking for a new source for travel insurance; even at my age, paying a premium that equates to 18% of my trip cost seems a tad excessive.
I feel your pain, as we old folks get hit with such, but then we have more claims. Rates may vary between states of residence, but I'm paying that rate at TravelSafe.com, at least the way I book, only covering the cost of my plane ticket. The way I book everything else, only the first night of my hotel is non-cancelable, and they are known to waive that with advance notice and good reason. My most important focus with trip insurance is medical expense coverage tho, so having 100K of medical coverage plus baggage, delays, plane, and a few other benefits is worth it to me, I think.
I have considered that maybe my DAN dive insurance is not so important nowadays since I only dive on one or two Cozumel trips a year and always take trip insurance, but I still feel that it's essential. When I do hang up my fins and donate my dive gear, I'm keeping the membership for the evacuation coverage.
Travelers who book packages that are non-cancelable without severe penalty are in a be-there-or-else position, and I have purchased those in the past. Cruise ship passengers are at high risk and should consider buying coverage other than from the cruise line. Having to pay 18% or so of several thousand can indeed add-up, but again - we have more claims.
Agree with these recommendations. We have stayed at Casa Mexicana probably 12-15 times. The breakfast buffet is out of this world. Some of my friends dive with Tres Pelicanos and love them.
It's a nice hotel at reasonable rates if you don't mind being on front street with all of that bustle. I've stayed at one of their sister hotels and hiked over there for breakfast, and the breakfast buffet is impressive, but it didn't start until 7 am or later many times, and there wasn't enough time to be impressed before I needed to be at Tres Pelican or on the dock for any of the other early ops. Besides, is a huge breakfast before diving such a good idea? I changed to a much cheaper hotel with a breakfast that satisfied me ok on a quieter street a block back and a pretty courtyard with roaming turtles, but you can't go wrong there if you like the location & breakfast.
Thank you for those tips. I just got DAN insurance a couple days ago.
Gooood! You already had 50+ dives tho? I got mine before my first dive and had it since. My home dive bud didn't bother at first, took a minor hit on his first dive, but didn't tell me or anyone else for a couple of years, just suffering the pain. I'm glad it wasn't a bad hit, as well as glad you didn't need it before you got it.
I have friends in Washington state who can't currently get it as their over 70 years old and they just don't offer it there with that state's insurance department & rules, which really sucks with the great shore diving there. Politics can cause problems.
