Any military and professional commercial pilot can confirm that continuous assessments of as many iterations and possible scenarios for emergencies and contingencies are extremely critical to successfully handling the problems when they occur. Even a couple of flight check rides a year are not sufficient to keep a pilot sharp enough to make the correct and timely decisions required in time sensitive and high stress situations. Unfortunately, most recreational hobbyists in dangerous activities will not spend the mental time needed to think about the "what ifs" before they actually happen.
That’s true. In Iraq and Afghanistan I’d go over in my mind during patrols what to do if we got hit and repeat this exercise every so many meters. It was exhausting but when stuff happened I was ready.